Showing posts with label spending fast. Show all posts
Showing posts with label spending fast. Show all posts

Friday, January 3, 2020

Friday's Frugal Roundup

Long time no see . . .

Happy New Year! I've got some plans that I'll reveal along the way. How about you? I do want to get back to doing a regular post about all my frugal activities. Particularly as I'll be working harder on that this year. I have a goal to reach and I need to be more serious and creative about not spending.

So here's the roundup:

  • My husband and I had a little get away for my birthday and stayed two nights at a AirBnB which was much cheaper and way nicer than any hotel we've ever stayed in.
  • I used cold water for most of my laundry this week (whites do better for me in warm)
  • Cleaned out and organized 2 refrigerators with freezers and 1 chest freezer; inventoried the food for menu planning
  • Made bread crumbs from all the collected ends and crusts from the freezer
  • Bought navy blue shoe polish so I can maintain my expensive dress pumps
  • Made lunches for my husband and son to take to work
  • Got out my cloth handkerchiefs to use instead of paper tissues
  • Made next week's menu plan using up items from the fridges and freezer
  • Returned library books on time to avoid any fines
One of my goals this year is to have a No Spend year--meaning I won't spend on any of my vices such as books, patterns, fabric, movies, music, dishes, pretties, etc. I don't need any clothes either, except the ones I'm going to sew from patterns and fabric I already have. I have a goal to save a specific amount for a specific project (to be revealed later) so I'm motivated to stay disciplined and deliberate in my spending this year.

I also did all my usual things of keeping the thermostat low and wearing a sweater or hoodie; opening the curtains to let the sun in, closing them when the sun isn't shining to hold the heat in; planning errands to minimize gas usage; turning off lights, and water, etc.

What did you do to save money or not spend this week?

Wednesday, January 4, 2017

January's Frugal Plans

When our two youngest sons were about 5 and 7 they went on an errand to a corner store a few blocks from home. After they'd been gone longer than necessary for the errand I sent an older brother to find them. Lt. Lehi brought them home safely. I questioned the two boys about why they had been gone so long. Their explanation has become one of those anecdotes of family lore.
"Well, we were walking home and saw a giant pile of sand and accidentally played in it."
I accidentally spent more than I planned to on Christmas this year. Oops!

January is going to be a month of frugality to make up for it.

#1 I asked TopDad for just half of my usual household allowance, with the other half going to pay down the debt I accidentally incurred in December.

#2 I will be creating meals out of what we have in the freezer and pantry. The ONLY food I'll buy is fresh milk, cheese, eggs, vegetables, and fruits. Plus some cat food when theirs runs out, and my vitamins as I run out.  I will be making all of our baked goods: bread, cookies, muffins, etc.

#3 I made a list of expected expenses related to birthdays this month and next, including shipping costs.

#4 I typed up a list of ideas for date nights to avoid spending money.

#5 I made a list of things I will not be buying in January: clothing, shoes, books, movies, music, haircut, perm, toiletries, etc. I will use up what I have, do without, make do, etc.

#6 I won't go shopping - no thrift stores, no Etsy, no Amazon Prime, no malls (not that I go there, but wanted to be inclusive), no shopping! No trolling for treasures!

#7 I'll purchase stamps (I'm old-fashioned and like to send cards and letters), and minutes for my phone only if I run out. (Which I'm not anticipating.)

This is what I'm planning for January. Some call it a Spending Fast; others call it a No Spend Month.

What I'm hoping is that I can permanently lower my budget and finish paying off the last of the total credit card debt before the school year is over at the end of May.

I welcome your support and/or suggestions.